Success can be measured. Profond in figures.
Highest interest rate over a period of ten years
Profond regularly ranks at the top of the pension fund comparison by SonntagsZeitung and Finanz und Wirtschaft: Over a period of ten years, we have received the award for the highest interest rate already fifteen times.
The key figures as at 31 December 2023 can be found here.
Interest rate
Interest rate
Interest rate 2023
Average interest rate over 10 years (2014–2023)
Average interest rate since commencement (1991)
Return
Return
Return 2023
Average return over 10 years (2014-2023)
Average return since commencement (1991)
2023: provisional
The pension capital of the actively contributing members corresponds to the total of the regulatory termination benefits that mainly comprise saved up retirement savings.
The pension capital of pensioners corresponds to the capital required to cover future pension payments and certain other benefit commitments. The pension capital of pensioners is nevertheless positive for Profond because:
- Pensioners are paid the BVG minimum interest rate on their pension capital in each case. Their pension capital is nevertheless invested in the market and the return benefits the actively contributing members.
- At Profond, pension obligations are met from cash flow (rental income, dividends, interest payments).
- Pensioners are very well funded at Profond as additional provisions are included in the calculation of the actuarial mathematical reserves as of the age of 58.
Technical interest rate
Conversion rate
Investment reporting
Allocation |
Performance YTD |
Contribution YTD |
|||||
|---|---|---|---|---|---|---|---|
| Asset class | Value in CHF | Portfolio - Graph | Benchmark | Portfolio - Graph | Benchmark | Portfolio | Benchmark |
| Liquidity | 944'559'348 |
7.7% |
2.0% |
0.3% |
0.4% |
0.0% |
0.0% |
| CHF-denominated bonds | 269'809'512 |
2.2% |
5.0% |
0.7% |
0.5% |
0.0% |
0.0% |
| Foreign currency bonds | 798'680'245 |
6.5% |
7.0% |
-0.9% |
0.0% |
-0.1% |
0.0% |
| Domestic equities | 2'572'175'283 |
21.0% |
20.0% |
6.6% |
7.0% |
1.4% |
1.4% |
| Foreign equities | 3'724'431'657 |
30.5% |
29.0% |
14.2% |
15.2% |
4.0% |
4.3% |
| Real estate | 2'975'730'728 |
24.3% |
28.0% |
0.1% |
0.7% |
0.0% |
0.2% |
| Alternative investments | 942'673'631 |
7.7% |
9.0% |
1.7% |
1.4% |
0.1% |
0.1% |
| Total | 12'228'060'404 |
100% |
100% |
5.5% |
6.0% |
5.5% |
6.0% |