Profond impresses with above-average asset accumulation and generous benefits in the event of death. This is how you and your employees benefit. The interest rate has a decisive influence on wealth creation and thus on your standard of living in old age.
Above-average interest rate
Profond has been paying interest on retirement assets at an above-average interest rate for years. Due to the long investment horizon (a whole working life), the compound interest effect is remarkable .
The interest rate has a decisive influence on wealth creation and thus on your standard of living in old age.
Unique in Switzerland: Our generous benefits in the event of death
If a person insured with Profond dies before retirement, in addition to the usual benefits, the surviving dependants will also receive the entire accrued retirement assets as a lump sum payable at death. This includes all deposits made with Profond or previous pension funds. In addition, the pension plan may provide for a further lump sum payable at death.
Lump sum payable at death for beneficiaries of persons receiving a pension
In the first three years after the start of the pension, surviving dependents of an insured person receive a lump sum payable at death.
Lump sum payable at death for beneficiaries of persons with a disability pension
Surviving dependants of a person who received a disability pension are also entitled to a lump sum payable at death. As a result, they are better secured financially.
Additional lump sum payable at death for beneficiaries on deferred retirement
Surviving dependants of pensioners who retired later than required by law will also receive a lump sum payable at death. This rewards the longer contribution payment and the later withdrawal of pensions.
Detailed information can be found in the Profond Pension Fund Regulations.