Profond impresses with above-average asset accumulation and generous benefits in the event of death. This is how you and your employees benefit. The interest rate has a decisive influence on wealth creation and thus on your standard of living in old age.
Above-average interest rate
Profond has been paying interest on retirement assets at an above-average interest rate for years. Due to the long investment horizon (a whole working life), the compound interest effect is remarkable .
The interest rate has a decisive influence on wealth creation and thus on your standard of living in old age.
Christian Fuchs on interest rates
Find out how your retirement assets are structured and what role good interest rates play from Christian Fuchs, Chief Pension Services Officer and Deputy Chief Executive Officer.
Unique in Switzerland: Our generous benefits in the event of death
If a person insured with Profond dies before retirement, in addition to the usual benefits, the surviving dependants will also receive the entire accrued retirement assets as a lump sum payable at death. This includes all deposits made with Profond or previous pension funds. In addition, the pension plan may provide for a further lump sum payable at death.
Lump sum payable at death for beneficiaries of persons receiving a pension
In the first three years after the start of the pension, surviving dependents of an insured person receive a lump sum payable at death.
Lump sum payable at death for beneficiaries of persons with a disability pension
Surviving dependants of a person who received a disability pension are also entitled to a lump sum payable at death. As a result, they are better secured financially.
Additional lump sum payable at death for beneficiaries on deferred retirement
Surviving dependants of pensioners who retired later than required by law will also receive a lump sum payable at death. This rewards the longer contribution payment and the later withdrawal of pensions.
Detailed information can be found in the Profond Pension Fund Regulations.