Lean more about the ProfondConnect company portal.

Interfaces to salary processing systems are a key element of any digitalisation effort. For this reason, we are planning to enable extensive system connections in the short term. For now, we are reviewing the options for implementing such connections via an interface file. You should therefore let us know which salary processing system you are using.

ProfondConnect provides you with an overview of all relevant data and information related to the occupational pensions for your company at all times. You can make changes yourself and receive confirmation directly in the portal. In addition, automated system connections make manual entries unnecessary, reducing sources of errors and increasing data reliability. 

Insured persons will receive their own login for the ProfondConnect employee portal. The insurance certificate will be provided electronically.

The ProfondConnect employee portal makes occupational pensions clearer for your employees. In addition to their pension certificates, employees will find additional information about their pension fund and can simulate various questions. For example, they can see the effect of a change in salary, a purchase, retirement or an early withdrawal for home ownership promotion. The corresponding applications can also be submitted via the portal.

In the new administration system, invoicing for all affiliations will be quarterly and in arrears. If you have been making monthly payments, you can make monthly advance payments. The advance payments will be deducted from the invoice amount on the quarterly invoice. If there is a net amount due, this amount must be paid using the enclosed payment slip. If the advance payments are greater than the invoice amount, the balance will be carried over the next period. Reimbursements for excess payments are not possible and any credit amounts will not accrue interest. Your current account balance can be seen in the account statement in the portal.

The projected interest rate is used to calculate the expected retirement assets and old-age pensions at retirement age. This is a hypothetical interest rate and is not guaranteed. The projected interest rate is defined by the Profond Foundation Board and reviewed annually. The projected interest rate determined by the Foundation Board corresponds to the Profond technical interest rate. A different projected interest rate has been defined in the pension plan for some affiliations. Starting on 1 January 2021, Profond will harmonise the projected interest rate for all affiliations so that it corresponds to the technical interest rate. It is not necessary to immediately change the pension plan for this purpose.

Entering new employees and changes does, of course, take time. However, doing so will make it unnecessary to send correspondence regarding changes, and you will have an overview of your current data at all times. Furthermore, administration expenses will be lower, and you will benefit from a reduction in administration costs of 25%. With the use of ProfondConnect, the minimum administration costs premium is CHF 60 per year and insured person, with a maximum premium of CHF 600 per year and insured person. The insured salary is used to determine the amount of the administration costs premium. An exception are online pension plans with a fixed administrative cost premium of CHF 300 per year and insured person.

In ProfondConnect, go to the “User administration” menu and create a login for your broker. To do so, you will need your broker’s first name, surname and mailing address. The broker will be informed of the new access. Brokers can log in with their own login details.

Brokers who are granted access will be able to see all of the data that you, as an employer, can see in ProfondConnect. Your broker will also be able to make changes for you.

The employer is responsible for user administration. As the employer, you must deactivate access to ProfondConnect.

To be able to use ProfondConnect in the best possible way, we recommend using the Google Chrome or Microsoft Edge Chromium browser. Microsoft has discontinued support for Internet Explorer 11. This can increasingly lead to problems, meaning for example that certain ProfondConnect functions cannot be accessed. Various browsers can be downloaded directly from the web and installed.

You will receive the registration code by post as soon as we have received the registration lists of the insured and included them in the fund.

Unfortunately, we do not have the option of excluding individual insured persons from this digitisation.

In order for insured persons to receive their insurance certificates and other documents, they need access to ProfondConnect. The e-mail address through which the account is accessed can be chosen freely. If insured persons do not own a mobile phone, it is also possible to send the activation code to a Swiss land line. In this case, the code is read aloud on the phone.